Transparent Credit
Banks ignore you.
We listen.
Transparent credit for those
the system forgets.
Your loan,
in 24 hours.
No surprises, no jargon.
From €20 to €10,000. Response guaranteed. And if it's a no, we explain why.
Our Solutions
A loan for
every need
€20 - €500
Micro-loan
For small urgent needs. Response in less than 24 hours, without unnecessary paperwork.
- Amounts from €20
- Fast approval
- No complex documents
€20 - €500
Micro-loan
For small urgent needs. Response in less than 24 hours, without unnecessary paperwork.
- Amounts from €20
- Fast approval
- No complex documents
€500 - €5,000
Consumer Credit
Finance your personal projects with transparency. We always tell you why.
- Competitive rates
- Flexible terms
- Free early repayment
€500 - €5,000
Consumer Credit
Finance your personal projects with transparency. We always tell you why.
- Competitive rates
- Flexible terms
- Free early repayment
€1,000 - €10,000
Business Credit
For freelancers and small businesses. We understand variable income.
- Atypical profiles accepted
- Personalized analysis
- Coaching included
€1,000 - €10,000
Business Credit
For freelancers and small businesses. We understand variable income.
- Atypical profiles accepted
- Personalized analysis
- Coaching included
And much more
Discover all
our products
And much more
Discover all
our products
Student loan
Finance your studies without a bank guarantee
Salary advance
Your salary, a few days earlier
Leasing
Use without buying
Loan consolidation
Simplify your monthly payments
Financial coaching
Manage your budget, not the other way around
Response guaranteed
Minimum amount
Transparency
Hidden fees
How it works
Simple. Fast.
Transparent.
Simulate
2 minutes to know your eligibility and your personalized offer.
Send
Simple documents, quick verification. No unnecessary paperwork.
Response
24 hours maximum. And if it's a no, we explain why.
Receive
Instant transfer upon approval. Money in your account within hours.
Why us
What makes us
different
Total transparency
We always tell you why. Approved or declined, you'll know the exact reason.
Atypical profiles
Freelancers, students, bank-declined... We understand that every situation is unique.
Financial coaching
Included for free. We help you manage your budget, not just lend.
Total flexibility
Payment deferral, free early repayment, restructuring if needed.
Frequently asked questions
We
answer
Any adult residing in Estonia, even with a complicated banking history. We analyze your current situation, not just your past.
Initial response within 24 hours, funds transferred within 48-72 hours after approval. Everything is 100% online.
None. The displayed rate is the final rate. No application fees, no early repayment penalties.
Ready to get
your loan?
Free simulation in 2 minutes.
No commitment, no impact on your score.
Response in 24h • 100% online • No hidden fees